My Net Worth Status- Half-year Mark 2021

As you all probably have understood, this has turned into so much more than just weight loss and its journey. I am tackling life and all of its aspects to find the root problem of my weight and fix it.
I have been able to identify few things that make me overeat and one of these things is:

My finances and money!
It gives me great deal of anxiety.

No let me take that back.
It used to give me a great deal of anxiety. The stress that I felt often ended in me eating.
At least that was something I could control. It felt like I had no control over my life and finances and that it forever would be in disarray.
Of course did I have control, it was only an awful negative feeling, that was cemented inside me.
I would forever be poor and I would never be able to get out of the rat race, never be able to go on holiday, never be able to retire, never be able to do anything.
Things did change though, and I read books and watched videos about money and how to manage it.
Today I am no longer feeling this black pit in my stomach, due to my finances. I have really shaped it up quite incredibly.

I sometimes visit the same old thinking patterns and stress out and get anxiety, due to absolute doomsday thoughts.
Losing jobs and ending up homeless and needing to live off the grace of stately support.

I have less and less of them though, and it is both a relive and strange feeling.
My plan all along though is to grow what I have.

Where Am I Today?

As I have written before, I did manage to get my emergency fund in order. This means that I have 6 months of living expenses saved up.
Thanks to this one, I was not stressing myself to death over the forgotten phone while in Spain and I know I can go on holiday in peace using some of it.

At first I this was my only goal.
This was the end goal. Knowing that I would have this fund and that would be it.
During my period of saving it up, this has changed. As with everything else on this journey 😀
I have a deep feeling that I want more and I need more in many sorts of ways.
So as of today, I do have my emergency fund and my sinking funds.

I have officially reached and crossed the 100 000 line.

goal lettering text on black background
Photo by Anna Tarazevich on Pexels.com



– No this is not dollar nor Euro but Czech crowns, so maybe not as much as some but for me. Hell yeah!

I am so incredibly happy and proud of it. This has really helped me a lot in reducing the level of my anxiety.
It is quite interesting though, as when I started this transformation this amount seemed so high and totally a fortune, now it seems like just a small dent of a fortune.
Especially as I made a decision though to add more money into my fund, I am opting for 12 months.

You Cannot Save Up Wealth- This Is What I Do Now

I live pretty frugally.
I live below my means and I do save a lot today.
I look at things and wonder if I really need to get or buy an item or if I can do without. Pretty often it means that I do not buy it, as I realize I can be without.
I do not let the lifestyle inflation eat up my pretty good paycheck.
I can save quite a lot of money, and I really enjoy doing it. I do not think it will likely change anytime soon.

What I do not think though is that one can save up wealth.

I do not want to cut back on everything and save 70% of my paycheck. That is not what I am looking for.
My latte for 2 euro a cup, will not bring me wealth if I cut it down.
Do not get me wrong, cutting back and making sure I did not use more than I got helped me a lot. For sure.
But where the real work began, was a good paycheck that made it possible for me to save up bigger amounts.
But the good paycheck just takes me one step.

The same as the latte cut back will not make you rich, saving from your good paycheck will not make you either.
Obviously some exceptions here, but I am talking about us regulars with normal wages.

I believe in investing.

photo of person holding smartphone
Photo by Anna Nekrashevich on Pexels.com

I think that to build a bigger net worth I have to invest. Of course, now comes the crux; what the hell to invest in.
By the end of 2021 I want to have reached and crossed the 250K line. I got 6 months more to go and quite a bit to go.


What is your best tip and what to do to make this happen?

Beat Procrastination- Beat Weight Gain

Photo by Brett Jordan on Pexels.com

Maybe not beat but at least work towards some decreasing of it. I really believe hinder the instant gratification monkey and work towards productivity is to be truly successful on a long-term basis with my weight loss. It has to be sustained forever and to do that, I need to heal from whatever shit is going on and to heal is to work on things. It just has to be done!

What Is My Plan to Beat Procrastination?

I have written about my plan to beat procrastination here.

It is not so much of a very deep plan, as it only consists of 1 thing. Lists. That is the idea I have for the moment. I could have added few more steps and gone all-in killing this beast inside me, making me really unproductive.
I think of doing that would have been a failure as so much in my life, as I would not have been able to keep it going.
Too big of a change, and we get scared and do not do it. Too little and we get bored and do not do it either. It has to be the right balance.
My balance was 1 thing. One could not do less than I did but for me that was the right amount. That is how bad I was in actually getting things done.

How and When Did I Make My Lists?

Every evening, apart from very few nights am I sitting down at my desk and evaluating what I want. I do this on many different levels. What do I need done?

  • Short-term, such as everyday mundances but that is better for me to plan out so they get done.
  • Urgent things that have come up over the course of the day, or that I know will approach soon. Such as filling my taxes or getting my papers in order.
  • One-time work that needs to be done for the better good of life but that has been kept off such like fixing that squeaking door or calling the dentist for a checkup.
  • Long-term work needs to be broken down into smaller steps, so they get manageable and now done. Working on my children’s book or taking up that class so I can improve things at work.

I am trying to get all these points down and worked on the next day to make sure that it is a process for the long run into this equation and not the daily work points written down.

 Evaluation of  the Productivity

It is a strange and odd feeling I have. A feeling I have not really experienced many times in life. It is a warm fluffy feeling in stark contrast to the stressed, angst, and worried feelings I used to have.
What am I talking about?
The feeling of getting things done. Of really getting things done. Seeing that things get done, consistently and timely on a monthly, weekly, daily, hourly basis. Consistently and routinely.
Not having the feeling of un-accomplishment, stressed over lost time, always chasing the feeling of getting ahead. Angst over things not happening and ultimately lies over not done things. Lies to myself and others, why things are not done. What do I do with these feelings normally? I eat them up. I lazy them down.
I have had those feelings as long as I know. Being a mediocre failure that does not do what she should. All this due to procrastination and instant gratification monkey.
These are gone.
Gone.
Working with lists has truly transformed my life. I know it sounds like a cliche but I cannot credit anything else. It is an amazing feeling crossing over that item that I have done. Productivity level is up tenfolds. It is an amazing feeling to know that I have filled those taxes 2 months before deadline and I do not need to get stressed. I know that my story is being worked on and closer for that old dream of mine to be realized.
The squeaky door does not squeak anymore and my plants are thriving from the constant care they get. The stress has decreased as I know I am doing all that I should. No more lies to myself about what I did not do and why.
The only thing I wonder is why I did not do this sooner!

Photo by energepic.com on Pexels.com

Moving Forward- What to Do Now

I will forever do my lists now. I have tried few times not doing them, and I fall back into my old patterns. Not as bad as before but I accomplish way less if I do not write down what to do. The decreased stress levels are so important for my life that it is a no-brainer to continue with this.
So this is a given keeper. What I have also heard and read in many places is journaling and that how it can help with structuring up ideas and what to do and even though it might sound like a childish thing to keep a diary I have started this too.
I will see if keeping a journal can keep me even more structured and actually do the things I am set out to do. Maybe do some more things. Structure up how I do things. An evaluation of the day and why some things were not done.
It is small implementations but for me this has truly changed me and my life in the way I am productive and where to I have moved in 3 months.
What are you doing to beat the instant gratification monkey?

Intermittent Fasting As My Weight loss Strategy?

Intermittent fasting is an eating pattern where you cycle between periods of eating and fasting.
What does this really mean?

Well it can mean different things to different people, but in general it means this:

What does if actually mean? Basic information
  • 16:8 You have a 16 hours fasting window and you have a 8 hours eating window. Fasting essentially meaning that you do not consume any food. Some people also include drink anything else beyond water.
    A more simple way of putting it. You do not eat.
  • 18:6 Which is essentially the same as previous one, but with the difference of eating and fasting times. 18 hours non eating and 6 hours of mouth pleasure.
  • OMAD – One meal a day. Quite explanatory in it self. You basically have one meal.
  • 24 – You eat nothing for 24 hours.
    If you want to read more about it, as I am no way near a dietician or nutritionist. Please read here. I have read quite a lot here and I do really like it.
why would anyone torture oneself with this?

I did have this idea that it would be torture and too hard to do anything like this. Come on I have had 35 years of food dependency and used food as stress reliver. How would I be able to manage anything like this? Why would I want anything like this?
I did not read in the link above too much at that time, I did read this book which I found it in a city library booth.

Surprisingly at first, not so much when I started to think about it, IF(Short for Intermittent Fasting) has quite some health benefits they say. So what are just some of the benefits we can see eating after IF method.

  • For example, your body starts important cellular repair processes and changes hormone levels to make stored body fat more accessible.
  • Generally speaking, intermittent fasting will make you eat fewer meals. And truth to be told this is the reason I started to look into this. The only reason.
  • Intermittent fasting has been shown to have major benefits for insulin resistance and lead to an impressive reduction in blood sugar levels
  • Intermittent fasting has been shown to improve numerous different risk factors, including blood pressure, total and LDL cholesterol, blood triglycerides, inflammatory markers and blood sugar levels
    All these have I copied from
    HealthLine.

    These are just a few of the health benefits we can see with IF. As I wrote. Mine was only number 2. Nothing else. So I did start it. Thinking the fat would just shed off like snow in spring.
A new mindset forming

As I mentioned I started off IF with the mindset of losing weight. What a great way to lose weight. I did see it as some kind of magic pill. Just do not eat for 16 hours and the fat will just melt off. This is exactly what I believed. Melt of like snow in spring.
But like everyone knows, snow do not melt that fast as we want. It comes back and it is icy and mushy and just a big grey blob of smush.
This can sum up IF for me, for losing weight. Nothing melted off. I did not wake up one day and wohoo! 20kilos off! Not even close.
What I did though was pushing on almost every single day doing it anyhow. Let’s see this through, for once, was my mantra.
And you know what, something started to change.
After two weeks of headaches and fatigue something started to change. Not in the KG section but in the grey section. My brain.
Feelings of energy, amusement, clarity and possibility started to form. From sleeping quite poorly to sleeping really good. From being without energy to feeling full of energy. From brain fog to clarity. I started feeling that my runs went better, my recovery speeded up and the easiness of working out when my stomach was lower on intake, or empty. From feeling dependent on food and the mouth pleasure, I started to see it as a way of fueling myself. Something I have never ever thought about.

How does my if look like?

This is exactly how it looks like.
8AM– Coffee with milk to stave off a bit of hunger from the night.
12 AM- Lunch, which is normally a soup and a second plate. Quite often a small desert too. Had no photo from it though.
6 PM- Dinner- Plate of Yoghurt with fruit. Usually banana plus other fruits. Knackebrot or a piece of bread with ham and cheese. Tea with milk or Decaf coffee with milk.
6PM- 10PM – A cup of decaf coffee and tea or water.
And that is it.

So where am I know?

I have totally embraced IF. Not so much as a weight loss plan, as it initially started out. The KG are still not melting off. I go at a really slow pace. One still cannot eat too much to lose weight. Even if it is just in a 6 hour window. 6 hours window is not a magical number where you can have whatever you want and rest does not matter.
What I have started to feel though is that during these 6 hours, I have to make sure I fuel myself. I need the right thing to enter my body because I need the energy from it. This is an idea I never ever had before. I never thought of the idea of fuel myself. I just wanted to stuff myself.
Never have I ever felt good and done eating. I will not paint pink clouds and unicorns in the sky but I do have to say I am getting to the point I do not obsess about food.
My brain fog is just not there anymore and the amount of clarity I have is on such a different level. It is as if the brain has woken up after years of nothing.
So I will for sure continue with this. Not for weight loss but for life gain. For the future of myself.

January Review- My Way to Financial Independence

As mentioned several times before. Money has been a huge source of stress for me the for a long time.
This changed this past year.
I made a very conscious decision year and a half ago to change my situation and to work toward financial freedom. It has helped me tremendously!
From being a basket case whenever I have just been thinking about my financial situation, and the feeling of hopelessness to where I am today.
I can do this.

I have decided that I will reach independence and that is it. Not in a week. Not in a year. Not in 10 either. But I will. I will live safe and comfortable. Actually I already am. Budgeting had really helped me with that. I already chose what I want out of life and my budget is just helping me reaching it.

How I start and go about my budget


So at the beginning of my financial month I posted about the start. Let us now have a check how things actually went.

As I wrote I do not go filling in my budget as I go. For each income I receive, I spread them out in my budget and how I want to spend it.
Even if I know I will get the money, I do not add it into my budget as I have learned from the past, that even if you are expecting the money something might happen and it does not come.
So I only add it when I can see them deposited into my account.
Then I assign that money into my categories. I always pay my needs first, and once that is covered I cover my half needs and the last my wants.

Needs Vs wants and that odd half need
  1. Needs- The first I add money into. These are the expenses I need to pay to cover expenses which I cannot chose to pay or not.
    This is such as Rent. Phone. Health insurance. Social insurance.
    I cover these things absolutely first as then I know I am done. In worst case scenario I have at least roof over my head and if I get sick I can get well.
  2. Wants- These are the things I want to pay for. The things I do not need to cover my life but to add that little fun in life. The ones which makes life fun to live. These are things such as Clothes. Bags. Phones. Books.
    All the fun fun fun things.
  3. Half- needs- so what is this about then? Well these are the things that I might not have to do or maybe not always want to do but a little bit of them both at the same time.
    Food is not something I maybe want to do, neither is it something I maybe have to get either every month a lot of as I do have quite a big pantry and freezer.
    Savings are maybe not either something that I do want to do every single month, but I do it anyhow. Workout is the same. want tor need? A half need 🙂
savings- what i do to get rich

OK maybe it is not right now to be rich but for a future independence for sure. I try to manage it that way so I can save about 30% of my income. More than that is not really feasible as I do want to live as well. I enjoy to go for walk and have a coffee of a hot drink. That is all we can do, and I do not plan to skip it. unless I do not reach the 30%.
I did great this month with this, and my emergency fund is almost fully funded. I was able to put in some 10k(czk) into it and I am extremely happy.
House payment- which is for a down payment is still empty but I want to get my emergency fund full before I add into this category.
Sinking funds- Not really savings in the long term but more for the short term and this is not really into my financial independence but I somewhat count them in here anyhow. They help me live stress-free so anything that does that, goes for me.

the real independence building

This month was the first where I actually planned for and executed my new plan. I have officially started investing in stocks and signed up for a retirement plan. I know. I am 35 and I have had nothing like that.
The plan was to live for free in the flat we purchased in Bolivia and much further than that we did not come in our retirement plan. And anywho, that plan failed miserably. Finally did I feel I had enough of saved things and steady income to be able to really do something.

When is enough?

I am extremely happy with January- February result. So when is it enough? When will I feel independent and safe? I ask myself this very often.
I do not know. I am constantly scared that something will happen and I will be left living on my savings and then it is not long before it goes away.
Therefor am I looking into how to save more and better.
I have a number in my head, that when I reach this I can start relaxing and not stress out over losing work or how to survive.
It is 1 000 000 czk. Then maybe. I will aim for this. I need to work hard and be focused but I will reach it.
And now we erase this and start all over for Feb-March

What is your goal?

If I Skip It Once I Should Just Skip It Forever- Why?

This is me. In so many aspects of my life and it really frustrates me. I do not understand where it comes from and why I have it. It is not procrastination, as I do have issue with that as well.
So what am I talking about?

I am on a roll. It can be whatever. Exercise, writing, reading, learning.
Now lately it was this- writing.
I said to myself that I want to have a plan of creating a post every 3 days. I think it is the track I can follow. I think that making more post a week will water down the blog. I will not try to make nice writing, make some sense in my writing, and I will be just stressed by it. I do this for fun and love of writing and not because I want fame or money.
I do want people to read, as I honestly think people can benefit from my words. But that is the point.

So every 3 days, to keep some track and so readers feels that it is enough of post coming and knowing that there is something new coming up.
It makes sense.

What happened to the plan?

Nothing. And this is what happened. It was not procrastination.
The definition of it is this:
Trouble persuading yourself to do the things you should do or would like to do. When you procrastinate, instead of working on important, meaningful tasks, you find yourself performing trivial activities.

I have read about it over there : What is Procrastination And it is not what I did.

So came the day of posting my blog. I had it planned. I had a topic, I had photos I had the text done in my head. It was just to write it. It was not that I did something else instead. It was just a busy busy day.
I am single mom, in a lockdown pandemic and I do have a lot to do. So Tuesday last week came and it went.
And that is the problem.
I did not do it due to procrastination, I did it due to life. Life came in the way and I had no time.

The Voice in my head then goes like

You will not have time tomorrow either. It will be really busy and you have too much to do anyhow. The day after that as well. And then Friday comes and you have a plan already then and you will not fit this blogpost in. There is no time. And then it has already been 6 days since the last post, and then you have ruined your plan of blogging every 3rd day.
People will not be interested in someone who is wishy washy with their publications. So then it makes no sense writing one and it is better to just skip it all together.

This is not just about blogging.

It is about everything.

  • I skip my language learning for 1 day and I feel it is pointless to even do it the next day, as I have failed myself once and now it is all ruined.
  • I do not do my exercise for 1 day and the same story again.
  • Not eating right, guess what? I do not need to do it again as I ruined it for ONE FING day.
Photo by Alexas Fotos on Pexels.com
this is not working anymore

In the past I have maybe been comforted by this. So this has might been helpful for me in the past, as I felt overwhelmed by life and I was trying so many things and struggling to get anything of the table so it was a helpful habit. Negative but actually still helpful.
I did not really want to grow. That is the only idea I have about it.
– Why else?

The things is though. I really want to grow now. I have a urge and ambition to go somewhere in life. Not professionally but personally. I want to become better and evolve. I have this feeling of being stuck as the same persona and I need to move on.
This habit is really not working for me anymore. It is so engraved in me though, that it is extremely hard to change. As I do not know what it is. It destroys so much in its way. It leaves me so unproductive and almost lethargic.
It frustrates the hell out of me. I want to go somewhere in life. I have plan in action and retrospectives and reviewing what I am doing. Daily planning etc etc.
So why do I feel that if I ship it once, I should just keep skipping it?

Why do I reinforce this? What do I keep on feeding myself this stupid stupid idea?

Moving forward?

I do not know. I am happy I did write this post, as in my head I had abandoned this blog and it was a story of the past.
As so many times before.
As I mentioned before, this is not my first blog rodeo and the mentioned reason has been the only reason why I have stopped in the past. Nothing else.
Failing my language learning has only been due to this. I have been over it for ages already but I just do not seem to change it on a profound level and I do not know what to do.

All I know it just has to change.

Sinking Funds and How They Helped Me Overcome Stress

Sinking funds work like this: Every month, you’ll set money aside in one or multiple categories to be used at a later date. With a sinking fund, you save up a small amount each month for a certain block of time before you spend. – Dave Ramsey

One huge stress factor in my life has been money and my finances. I might not have had the best ideas of finances but I did get by. Then I got married, for our standards today young at 25, we put all money in one basket so to say. We had the advantage that we earned quite some money so the idea if budgeting and tracking was not needed we felt. We were able to live like we wanted and felt like.
Funny thing is that that money that we so harmoniously shared at the beginning of our marriage, turned into only one persons possession once the separation was clear. Not just the money, but what we had use the money for- acquiring of a flat, furniture and our life.

I was not that lucky person.

I was left with absolutely nothing. Zero. Null. Zilch. All my financial stability was taken away from me, from one second to another. From having a flat, a car, furniture, and food in the fridge I was left with a flat that had a borrowed mattress, pillow and duvet. A cup and a instant coffee, sugar, kettle and a spoon.
This was it. For a long time I lived on without anything.
More than once did I need to ransack my bags, and pants, and check under the sofa to find few coins for bread and transportation for my child and myself to work.

Needless to say, I struggled financially after the divorce. And it created a huge stress and burden on me. Knowing that my daughter had to witness her mother in tears and stressing out, from the fact she needed to eat as there were no money, still makes me sad.
The shame of not having enough money to send her to school with the required equipment. Not knowing if we would be able to pay the rent or not. If I could have her living with me as I had no money for basic needs.
The thing I should have done I stopped doing and what I should have stopped doing I started doing. I did what I do best in stress. Eat. My weight started creeping up.

Starting Back from scratch again

I was able to return to Europe a year and a half after the divorce and the situation was not very well either. I had arrived with 4 suitcases and a scattered life and needed to restart again. But I was able to start to work on my finances after some time here. I sorted out a proper job that eventually could lead into better earnings. Slowly but surely did I go from bad to better situation. I did not need to live from day to day in my life anymore, but I could start live at least paycheck to paycheck which for me was a great improvement.
Living from one day to another is not a great way to live, then a month to month is considerably better.


But even though it was better, it never really improved on a real scale though. Even though I had better job, and better income. It was always something that happened, which drained all the small savings I had started. Always one emergency away from chaos. And as it was all together in one pot, I was never really sure about what I was actually saving for.
Beginning of school year expenses, yearly ticket with public transport, winter seasons and its clothes. And let us not think about Christmas and birthdays. I had a bit of a financial chaos back home as well. Would it never stop? There were quite some times when I did think I would need to surrender and just give up. One thing I am expert in doing when in stress is what?- EAT
And eat I did.

Something had to be done though. It could not be like this for the rest of my life. Always living in this angst world. There just had to be a way.
You might say Universe provide, I just say luck or that I was actually opening my eyes for a solution. And the solution came in the shape of a blog post. I came across The Financial Diet

Getting my first sinking fund in order

Right around November, people start saving rapidly for Christmas, Hanukkah, etc. But what if you had been putting $15 or $20 a month away, for a no-sweat holiday season? This, in essence, is the value of sinking funds. Minimize the stress you feel about large, predictable expenses through small, long-term savings goals.

This is exactly what I read. And it hit a cord inside me. I did budget to some degree but then those yearly expenses came. Or the unexpected expense that comes with a broken phone. Anyone that knows me can testify that I am expert on this field.
So why not try something new.
I started my first sinking fund to fund Christmas 2019. My plan had been to leave to visit family in Sweden and I had stressed about the idea, of how I would afford it. So 4 months ahead I started to, quite aggressively, put away some money.
I hit the goal and we went for a Christmas trip up to Sweden. It was a strange feeling as it was the first time I did not totally stress out about what we spent. I knew I had the money and it would not affect next month.
Maybe I was onto something.

  • I decided to continue that fund for Christmas 2020. And every month I put away 500 Czech crowns– 20 euro. In the end it was 6000 which would more than cover the expenses for my girl and I.
  • In the end of February my yearly ticket was up. I needed to get a new one. I had to get a small loan for it. I knew what my next Sinking fund would be for Transportation pass.
    I added 250 czk every month and by the end of this month I will get a new yearly ticket, with money over which will be my base for next years ticket.
  • My daughters birthday would come, as it does every year somehow in the past I would always get so surprised by it, by the end of October. Why not get one for that too? So again, an amount of 500 CZK over the course of 8 months, did end up with quite something.
  • I went freelancer last year, and income tax would be paid by me once a year. Even though it might not feel too much fun to remove an amount every month, 500 CZK was not that much compared to 6000 in one go.
Life with sinking funds vs without


I keep adding on Sinking funds into my Bank app. I have free accounts and it makes it all so much easier. The money are clearly divided and I see exactly how much I have, or need. To have a big chunk of money with no destination was so intangible for me. How did I know if I had enough money for everything?
I did not.
Now it is all so clear.
I just received an invoice for my freelancer address which I had totally forgotten about. I had the money but needed to play with my budget to be able to pay it. I needed to deprive myself from something this month to be able to get that big payment made.
I directly opened a new fund and will put a small amount every month so I will have it covered next year. This way I do fund all the things I want to have money for and want to do by a little every month nd without depriving myself from living during I save.
Some funds are long term goals and I only put in money once in a while or when a short term goal has been reach, not to send too much money to the sinking funds either. Dentist and house payments are not needed to add to every months whilst Summer vacation 2021 get a bit more attention now.


In many ways, even though it feels bad to say it, 2020 was the best in my life. I overcame the adversity with money. I have not been this financial stable since before the separation. This has reduced my anxiety immensely. And no anxiety means less overeating. No overeating means no weight gain.
I stress so much less. I stress over other things yes but my financial stress is decreased by the handful. I know that slowly but surely all those goals and needed payments are getting funded and I will have the exact or more of the amount needed.
That has had an immensely positive impact on my mental health, where I can sleep at night and I do not stay up wondering how I will be able to get that extra money.
And what I do when I am stressed is to eat. Over eat and overfill myself. I still sometimes do today, but at least not because of my anxiety over my upcoming invoices.

January Has Come to and End- How Did I do- Life Transformation

I am a Agile Coach, not working as it but have certification in it. I really got hooked on it, as it is so structured and as my life was fundamentally unstructured it was great for me.
One thing I really like in Agile is the idea with retrospectives.
So what is a retrospective? Simply put it is this:

What went well?
What did not go so well?
WHAT CAN I DO DIFFERENT TO MOVE FORWARD?

You obviously need to have a look at your sprint plan and what was the stories that you planned to have finished.
So that is what we are doing today! January sprint is over today so let’s have a look.

So what was the print plan?

What was the plan of the month?

  1. Read on average 1.5 books
  2. Working on my self-love
  3. Keep putting my health first– meaning mindful eating, and work out a min of 5 times a week.
  4. Working on my Czech, a min of 4 times x 30 min a week.
  5. Keep budgeting and adding investing.
  6. Learn something new or improve an a skill, ideas such as an instrument, drawing, handicraft, sewing, on the amount of min 30 min per week.

WHAT WENT WELL?

  1. I did read a book- Good Omen.
  2. Have said no to people I do not want to deal with anymore and work I do not want to be a part of.
  3. Kept the min of 5 times as week. I have done a mix of work out, to my ability in this lock-down world we are living in. I did my fastest and longest run so far.
  4. I did work on my Czech in various books and have spoken at home as well.
  5. I am budgeting, tracking and I added etoro so now I am investing too, which now is divided between two stocks and one cryptocurrency.
  6. I did work on an SEO course.

WHAT DID NOT GO SO WELL?

  1. Had hard time to make the time for this. I read on my phone and I did not like that so much.
  2. I made the task very vague so I find it hard to really see what I need to do in order to work on it.
  3. I cannot really say anything that did not go so well. I have done the best I could do with my abilities in this situation.
  4. I could have been better speaking at home. I do not leave the home very much as we are in lock-down so there are not so many other places to work on it right now.
  5. I have done all what I can do at the moment.
  6. This one I could have worked much more with. The SEO course was quite shit, so I cannot say I learned anything new. I could have worked on sewing and drawing which is free as I have the tools.

WHAT CAN I DO DIFFERENT TO MOVE FORWARD?

  1. Bring the book in my bag as I do not like reading on the phone. Add 30 min before bed. I do enjoy reading.
  2. To make it clearer. What does really self-love mean? I need to rework this plan in general.
  3. That I can do much more than I believe. I can measure more for the future.
  4. 30 min 4 x a week is really doable so I think I will just leave it like this for now and make no changes for following month.
  5. Make a clearer plan in how I want to invest and how much. Write it down so I can see what I am actually investing in and for.
  6. This one is my absolute worst one. I can add much more time. I do a lot of brainless scrolling where I could work on something new instead.

In general I am quite happy with the month. I am quite excited of what February will do for me.
How are your plans and resolutions going so far?

Workout for Weight Loss a la Manka

What do you do for weight loss? Work out or diet?
I do both. And today I want to show you what I do for weight loss.

– How have you gotten this routine, are you a trainer?
You know what? I am not, nor did I get it from a trainer. I have had a trainer in the past, and I am watching an obscene amount of training videos. So I have made my own little routine together and I think it is a full body routine.
If you do not think so, please let me know and what I could do to change it up.
I have just used my own sense if mind, and with the idea that something is better than nothing.

Warm up

We all know how important it is to warm up- don’t we? Truth to be told I never did, until quite recently but I have to say I am totally in for it now.

Warming up helps prepare your body for aerobic activity. A warmup gradually revs up your cardiovascular system by raising your body temperature and increasing blood flow to your muscles. Warming up may also help reduce muscle soreness and lessen your risk of injury.- Mayo clinic

And it is really true. It helps me so much. Slowly adding speed or weight, and fully work out when your body is warm is a game changer.

  • 12 minutes of jumping rope. Trying to run on the spot while jumping.

Main Workout – Resistence & Flexibility

Round 1

Walking down in plank, push up and then jump back up to my feet.

Lunges- crossing the patio of mine while switching leg.

The traditional sit ups x 15 times. I know people say that sit ups are no good, but you know what? I like all exercises I do, and I think they are all good if we do them. All better than nothing. Or?

I this all x 3.

Round 2

Side way plank walk. Not even close to such a plank I, in my imagination, have. To be honest I was slightly shocked how bad plank it is. I have quite a lot of improvement space here. I mean it looks like a upward facing dog, not really as a plank.

Crossing leg x15 times. And yes, this is the same day I just removed my top sweater. I was warm even in the 0 degree Celsius.

Crab walk, again I crossed the patio doing this. And this round I did x 3 again.

I did have a Round 3 as well, but truth to be told the photos were terrible. I was trying to get these better too as they are not the best but it was what I could do.

I am not the best in this field but I am looking into how to improve.

Cool Down

I did not do. I do not understand it really. But I guess it is as important as the warm up, just not getting it. They say stretching is good for the muscles and the soreness afterwards. OK I can see that, but I just feel like I prefer few more minutes of workout than few minutes of cool down.
Anyone has a though on this?

So guys, that was my routine. I really enjoyed it, and it is quite like this I do it.
Will work on my photos so it is easier to actually see what the bloody hell I was doing.
I can tell that I have seen more improvement doing this for about 3 months, than my 5 months in the gyms with weights.

How and what are you doing with your weight loss?

I Challenge You 2021!

95 Kilos Before Weight Loss Front Picture

This is me- Lock Stock and Barrel. 95 Kilos and a BMI of 32.

When I do think about it, I do get stress out. I have to remember that I have lost quite a lot already and I am on a amazing path.
I started last year in May, this health-weight-fitness-life journey I am on. It was a great year, as I lost 20 -at least- kilos.
I went from thinking I would die in my sleep to feeling full of energy.
But- That was 2020.

This is 2021!

And I challenge you 2021, who will win- You or Me in this journey of health-wealth-life?


Theses photos were taken January 15th and just like last year, I will take photos every 2 weeks, but these ones are the start of this year. The bar of which I should work away from, hence me showing them.
I want to work towards being accountable on all fronts and I think to put it out there can help.

I have a blog post about what and how I will reach my goals. – read more here
This is just an accountability post to show you all how I look like right now and then we can have a look by the end of the year, how I will look like.
Yes and I do know it is not all about looks but truth to be told I want to look better too. I have the health plan embedded in this, but showing how my blood sugar is decreasing or how my oxygen is increasing, will most probably not be so interesting.

So- Lock Stock and Barrel. Here I am 2021 let’s see what you throw at me. I challenge you!

  • How will you challenge 2021? Let me know!

A Day in a Random Non-famous Persons Life

I know everyone claims that the personal blog is D E A D and all we want to read is blog articles about one subject over and over again. From 500 different angles and then do it all from the start again, when all the angles have been covered.
Unless you are rich and famous and we want to indulge and envy their life.

You know what? I do not C A R E.

I enjoy writing, have always done, and guess I always will. I have also always had this feeling of wanting to be heard and tell a story. So- Voila! Here we are. So here are photos from my lovely day today. Just me, Manka , a random non-famous or rich person who just wants to share life.

07.30 AM– I do not eat until lunchtime, so for me my morning coffee is so special. I love coffee but I try to only have this one. My sleep really get compromised if I drink more. So this one cup is quite holy for me.

8.05 Am– As we are in lockdown, my daughter has basically not been in school since March, I need to find things to keep her and my life as “normal” as possible. I try to take her out 3 times for proper training and then the rest of the days just to be outside. I need her to have great routines from small already. I bought a basketball yesterday and we tried it out today.
It was a hit.

02.30 PM– I live in Czech Republic, but I am not from here. I did move here 2008 but never got around to learn the language. 2014 I moved with my then husband and daughter to Bolivia which went straight to hell and I came back 2018 with my daughter. I made a promise to learn how to speak it. It has not really happened so much. Making it happen I made the decision to study 4 times a week for about 30 min. Today was one of those day!

04.00 PM – Before daylight is over for today, I went outside. I try to walk for a minimum of 1 hour a day. I think it is really important right now especially as it is dark already at 5 PM and as we have to be home from 9 PM.
I try to head out with someone so I can keep up with them. I do not enjoy speaking with them over chats or messages.

My neighborhood!

And now it is 07.10 PM and I am finishing this off. I have obviously worked too but took no picture of that. Will have to be for next time. And yes there will be a next time.
I do not care about the idea that blogging is dead, or that no one wants to read my personal journey. Well I do this for the few who do wants to read. And for me!
And I do believe that somewhere there are people missing this equally as much as I.
I am so tired of reading the blogs from the rich and famous. I cannot relate. I do not want to read blogs only talking and writing 500 articles about how to do keto.

So I will do this my way. Whatever people say 🙂