Who Is the Person Behind the Blog You Are Reading?

This could be a really tedious and annoyingly boring post. Imagine listing up your entire life in order of your life. Telling all the little in and out of one’s personality and life.
And then. And then. And then.
Not planning on doing that 🙂
Let us do a few Questions & Answers and see if we can get to know each other some.

Where are you from?
My passports are issued in Sweden and Czech Republic. So I guess somewhere along that line.

Where do you live?
I live in the Czech Republic as of now. I moved here about 12 years ago, not really knowing I would stay for this amount of time. I had a plan to stay few months and that would be it. My father is Czech so there was some meaning of moving here. I did venture out to Bolivia for about 3.5 years, so I have not lived in Prague for 12 years. I moved with my husband and child to Cochabamba, Bolivia but returned 3 years ago.

Married, Single, Mother, what?
As mentioned, I was married but it did not last. Two people wanting to be right and not give in is a hard equation for a lasting relationship. We made a child, my, not so, little daughter. She is here with me now. I also have 5 sisters, brother and a mother.
They all live in Sweden though. I have Czech family but we met way too seldom.

What do you do for a living? 
I work as a teacher, and more specifically an English teacher. Yes, what a shocker right. Expats in Czech republic that is what we all do. I work mainly with companies and business English. I am a certified Agile Coach, but I never really hit it off with that. I like many principles of it, but honestly, I just think going to the same place, work with the same for 8 hours a day would bore me.  I also do translations and some proofreading.

What do you like to do when you are not working?
This is something I am discovering at the moment. I am not so sure. I have had a feeling for a long time I am not doing anything. I used to read, sew, create with arts n crafts. Cook. But last years I have not done a lot of things. I have had a feeling that I lost all these things since I got divorced, as life changed from stability to instability and all I did was to just survive. There was no time to have real hobbies, I could engage with.  I am finding out that I really love exercising and the time I spend doing this is quite a lot. Just today I built a plan for what to do today, reading about what muscle group I am using for each exercise. It is really interesting!

What do you like eating?
This is also something I am discovering at the moment. I have eaten just about anything always. Never really thought about how I feel afterward or what it does to me. More the merrier so to speak. I have noticed that I do not enjoy eating late at night, as it leaves me feeling stuffed. Coffee over tea, but herbal tea is quite nice too. Which I never thought I would feel. I enjoy savory over sweet. However, I do not like too much salt, as I used to. It was my go-to thing. Add salt and it is good. I enjoy the taste of each item, and I prefer not adding too many flavors to it.

What is your plan in life?
I really want to come to a point in life of financial independence. I want to be able to work, only because I want to and not because I have to. I want to work on my writing skills, to be able to publish a book I have been working on for a long time. There is this idea that is growing, that I want to work with people like me. Obese or overweight who want to change their lives. On all levels. I want to have hobbies, I enjoy doing and learn how to play the piano.

What is one strong attribute you have?
That I just do not give up. Ok I panic, and cry, and feel life is utterly unfair and why oh why do I have such a hard life. But after that I set myself up to work and I just do it. What needs to be done, I do.  Okay, then I might come back to the giving up phase and crying phase, but I end up just doing it anyhow. I have learned over my course of life that almost everything is doable. You just need to find the way. I very often freak out during the way, douting everything but one just needs to keep one. If one door does not open, find a different door, to the same room.

What is one negative attribute you have?
This is a tough one, as I do not have many.
Has no one ever said. I have, at least in my head, many. To point out just one is hard. And that might sum up a negative attribute I have. I talk down about myself and focus on bad things about me. How mediocre I am, how many things I have failed for no other reason than just myself. How I have all these bad sides which no one likes. We become what we think about ourselves, so I just giving this negative gift to myself.

Well ladies and gents. Those were some questions and answers from me, to me. I hope you have enjoyed it. Who are you, who reads this blog? Tell me, would be interesting to hear 🙂

January Review- My Way to Financial Independence

As mentioned several times before. Money has been a huge source of stress for me the for a long time.
This changed this past year.
I made a very conscious decision year and a half ago to change my situation and to work toward financial freedom. It has helped me tremendously!
From being a basket case whenever I have just been thinking about my financial situation, and the feeling of hopelessness to where I am today.
I can do this.

I have decided that I will reach independence and that is it. Not in a week. Not in a year. Not in 10 either. But I will. I will live safe and comfortable. Actually I already am. Budgeting had really helped me with that. I already chose what I want out of life and my budget is just helping me reaching it.

How I start and go about my budget


So at the beginning of my financial month I posted about the start. Let us now have a check how things actually went.

As I wrote I do not go filling in my budget as I go. For each income I receive, I spread them out in my budget and how I want to spend it.
Even if I know I will get the money, I do not add it into my budget as I have learned from the past, that even if you are expecting the money something might happen and it does not come.
So I only add it when I can see them deposited into my account.
Then I assign that money into my categories. I always pay my needs first, and once that is covered I cover my half needs and the last my wants.

Needs Vs wants and that odd half need
  1. Needs- The first I add money into. These are the expenses I need to pay to cover expenses which I cannot chose to pay or not.
    This is such as Rent. Phone. Health insurance. Social insurance.
    I cover these things absolutely first as then I know I am done. In worst case scenario I have at least roof over my head and if I get sick I can get well.
  2. Wants- These are the things I want to pay for. The things I do not need to cover my life but to add that little fun in life. The ones which makes life fun to live. These are things such as Clothes. Bags. Phones. Books.
    All the fun fun fun things.
  3. Half- needs- so what is this about then? Well these are the things that I might not have to do or maybe not always want to do but a little bit of them both at the same time.
    Food is not something I maybe want to do, neither is it something I maybe have to get either every month a lot of as I do have quite a big pantry and freezer.
    Savings are maybe not either something that I do want to do every single month, but I do it anyhow. Workout is the same. want tor need? A half need 🙂
savings- what i do to get rich

OK maybe it is not right now to be rich but for a future independence for sure. I try to manage it that way so I can save about 30% of my income. More than that is not really feasible as I do want to live as well. I enjoy to go for walk and have a coffee of a hot drink. That is all we can do, and I do not plan to skip it. unless I do not reach the 30%.
I did great this month with this, and my emergency fund is almost fully funded. I was able to put in some 10k(czk) into it and I am extremely happy.
House payment- which is for a down payment is still empty but I want to get my emergency fund full before I add into this category.
Sinking funds- Not really savings in the long term but more for the short term and this is not really into my financial independence but I somewhat count them in here anyhow. They help me live stress-free so anything that does that, goes for me.

the real independence building

This month was the first where I actually planned for and executed my new plan. I have officially started investing in stocks and signed up for a retirement plan. I know. I am 35 and I have had nothing like that.
The plan was to live for free in the flat we purchased in Bolivia and much further than that we did not come in our retirement plan. And anywho, that plan failed miserably. Finally did I feel I had enough of saved things and steady income to be able to really do something.

When is enough?

I am extremely happy with January- February result. So when is it enough? When will I feel independent and safe? I ask myself this very often.
I do not know. I am constantly scared that something will happen and I will be left living on my savings and then it is not long before it goes away.
Therefor am I looking into how to save more and better.
I have a number in my head, that when I reach this I can start relaxing and not stress out over losing work or how to survive.
It is 1 000 000 czk. Then maybe. I will aim for this. I need to work hard and be focused but I will reach it.
And now we erase this and start all over for Feb-March

What is your goal?

A Day in a Random Non-famous Persons Life

I know everyone claims that the personal blog is D E A D and all we want to read is blog articles about one subject over and over again. From 500 different angles and then do it all from the start again, when all the angles have been covered.
Unless you are rich and famous and we want to indulge and envy their life.

You know what? I do not C A R E.

I enjoy writing, have always done, and guess I always will. I have also always had this feeling of wanting to be heard and tell a story. So- Voila! Here we are. So here are photos from my lovely day today. Just me, Manka , a random non-famous or rich person who just wants to share life.

07.30 AM– I do not eat until lunchtime, so for me my morning coffee is so special. I love coffee but I try to only have this one. My sleep really get compromised if I drink more. So this one cup is quite holy for me.

8.05 Am– As we are in lockdown, my daughter has basically not been in school since March, I need to find things to keep her and my life as “normal” as possible. I try to take her out 3 times for proper training and then the rest of the days just to be outside. I need her to have great routines from small already. I bought a basketball yesterday and we tried it out today.
It was a hit.

02.30 PM– I live in Czech Republic, but I am not from here. I did move here 2008 but never got around to learn the language. 2014 I moved with my then husband and daughter to Bolivia which went straight to hell and I came back 2018 with my daughter. I made a promise to learn how to speak it. It has not really happened so much. Making it happen I made the decision to study 4 times a week for about 30 min. Today was one of those day!

04.00 PM – Before daylight is over for today, I went outside. I try to walk for a minimum of 1 hour a day. I think it is really important right now especially as it is dark already at 5 PM and as we have to be home from 9 PM.
I try to head out with someone so I can keep up with them. I do not enjoy speaking with them over chats or messages.

My neighborhood!

And now it is 07.10 PM and I am finishing this off. I have obviously worked too but took no picture of that. Will have to be for next time. And yes there will be a next time.
I do not care about the idea that blogging is dead, or that no one wants to read my personal journey. Well I do this for the few who do wants to read. And for me!
And I do believe that somewhere there are people missing this equally as much as I.
I am so tired of reading the blogs from the rich and famous. I cannot relate. I do not want to read blogs only talking and writing 500 articles about how to do keto.

So I will do this my way. Whatever people say 🙂

Newfound Energy and a Premonition of a Future Life

“What has been the biggest personal change this past year?”

Everything! Is has immensely changed in some ways. And you know. I love it!

I have been and am struggling with both physical health as well as mental, and 2019 was quite terrible in many ways.
I came into 2020 thinking I would change, but I did not. – Of course.

March and Covid came and I think that was my real butt kicker. I knew that if I would get it, it would be it. I would not make it and that has been a huge revelation.
35 and not believing to survive a disease. What the hell is that. It is out of this world. Unreal but really really real for me.

I remember the idea of what I wanted to do and feel. How my idea of living meant. I had this urge and longing of living in a different way which I have felt for many years but never done anything about. The idea that it is too late anyhow. I am 35 and it is too late to do any change. I have screwed up so many years of my life anyhow, so what is the point anyhow.
I think the urge and longing won over those thought of it being too late.

Why do I say so?

I say this as I had such a active weekend. We went sledding and I went running and then I went walking and had some more sledding on that.

I realize that I have started to really live that life what I was urging and longing for. It is no longer an idea of something I want to do, but something I am really doing. And I realized that I both enjoyed it and I had the energy for it. In spring, when Covid first hit, I would try to do these things and the excruciating loss of energy and pain stopped me to do quite some things.
What should I skip doing to manage the things I really wanted to do. What would I need not not doing, to have the energy to do the things I wanted to do.

This weekend I realized that I have that energy now. I am living that dream life a bit more everyday. I can do so much more things. I have energy left in the end of the day. I can move better and easier.
And this is only 8 months of work– imagine what will come in the following 8 months as I will stay equally or more committed to this Life Work of mine. That idea of handstand, cartwheel, pushups, free running, good blood work, pressure and less medication is not a world away.
It is in my world now.

I am already living it, I will just keep moving and I will get there.