My Net Worth Status- Half-year Mark 2021

calculator and notepad placed over stack of usa dollars

As you all probably have understood, this has turned into so much more than just weight loss and its journey. I am tackling life and all of its aspects to find the root problem of my weight and fix it.
I have been able to identify few things that make me overeat and one of these things is:

My finances and money!
It gives me great deal of anxiety.

No let me take that back.
It used to give me a great deal of anxiety. The stress that I felt often ended in me eating.
At least that was something I could control. It felt like I had no control over my life and finances and that it forever would be in disarray.
Of course did I have control, it was only an awful negative feeling, that was cemented inside me.
I would forever be poor and I would never be able to get out of the rat race, never be able to go on holiday, never be able to retire, never be able to do anything.
Things did change though, and I read books and watched videos about money and how to manage it.
Today I am no longer feeling this black pit in my stomach, due to my finances. I have really shaped it up quite incredibly.

I sometimes visit the same old thinking patterns and stress out and get anxiety, due to absolute doomsday thoughts.
Losing jobs and ending up homeless and needing to live off the grace of stately support.

I have less and less of them though, and it is both a relive and strange feeling.
My plan all along though is to grow what I have.

Where Am I Today?

As I have written before, I did manage to get my emergency fund in order. This means that I have 6 months of living expenses saved up.
Thanks to this one, I was not stressing myself to death over the forgotten phone while in Spain and I know I can go on holiday in peace using some of it.

At first I this was my only goal.
This was the end goal. Knowing that I would have this fund and that would be it.
During my period of saving it up, this has changed. As with everything else on this journey 😀
I have a deep feeling that I want more and I need more in many sorts of ways.
So as of today, I do have my emergency fund and my sinking funds.

I have officially reached and crossed the 100 000 line.

goal lettering text on black background
Photo by Anna Tarazevich on Pexels.com



– No this is not dollar nor Euro but Czech crowns, so maybe not as much as some but for me. Hell yeah!

I am so incredibly happy and proud of it. This has really helped me a lot in reducing the level of my anxiety.
It is quite interesting though, as when I started this transformation this amount seemed so high and totally a fortune, now it seems like just a small dent of a fortune.
Especially as I made a decision though to add more money into my fund, I am opting for 12 months.

You Cannot Save Up Wealth- This Is What I Do Now

I live pretty frugally.
I live below my means and I do save a lot today.
I look at things and wonder if I really need to get or buy an item or if I can do without. Pretty often it means that I do not buy it, as I realize I can be without.
I do not let the lifestyle inflation eat up my pretty good paycheck.
I can save quite a lot of money, and I really enjoy doing it. I do not think it will likely change anytime soon.

What I do not think though is that one can save up wealth.

I do not want to cut back on everything and save 70% of my paycheck. That is not what I am looking for.
My latte for 2 euro a cup, will not bring me wealth if I cut it down.
Do not get me wrong, cutting back and making sure I did not use more than I got helped me a lot. For sure.
But where the real work began, was a good paycheck that made it possible for me to save up bigger amounts.
But the good paycheck just takes me one step.

The same as the latte cut back will not make you rich, saving from your good paycheck will not make you either.
Obviously some exceptions here, but I am talking about us regulars with normal wages.

I believe in investing.

photo of person holding smartphone
Photo by Anna Nekrashevich on Pexels.com

I think that to build a bigger net worth I have to invest. Of course, now comes the crux; what the hell to invest in.
By the end of 2021 I want to have reached and crossed the 250K line. I got 6 months more to go and quite a bit to go.


What is your best tip and what to do to make this happen?

Leave a Reply

Your email address will not be published. Required fields are marked *